What is the primary use of the U.S. savings bonds?

The primary use of U.S. savings bonds is to help meet government borrowing needs. These bonds are issued by the U.S. Department of the Treasury and serve as a way for the government to raise funds from the public. When individuals purchase savings bonds, they are essentially lending money to the government, which can then use these funds for various purposes, including covering budget deficits, financing public projects, or addressing other spending needs.

Savings bonds are designed to be a safe investment for individuals, offering a fixed interest rate and a low-risk alternative to other forms of investment. In addition to their role in financing government needs, they also promote saving among the public, as they can be purchased in small denominations and are often used as gifts or for educational savings.

The other options listed do not accurately reflect the primary function of U.S. savings bonds, as they focus more on corporate finance, social programs, and consumer debt. Savings bonds specifically address government borrowing, making the chosen answer the most accurate.